Jenn Pfeiffer
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Blog - The Jenn Pfeiffer Team
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Blog

Don’t Let Unrealistic Pricing Cost You Your Move

From our friends at the kcm blog These days, you’re going to want to get your price right when you get ready to sell your house. Honestly, it’s more important than ever. Why? While you may want to list high just to see what happens, that’s a plan that can easily backfire, and it’s going to cost you in today’s market. And the risk isn’t just missing out on offers, it’s missing out on the move you needed to make in the first place. The Real Pitfall of Overpricing Many homeowners remember what their neighbor’s house sold for a few years ago, and they want to chase that same sky-high number. The problem...

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October Mortgage Outlook: Lower Rates Could Deliver a Treat

By Holden Lewis, NerdWallet|SFGATE Mortgage rates are likely to fall in October, even as the government shutdown will make it hard to see where the economy is going and where it's been. Presented with the humility of someone who doesn't always get these predictions right, here's why mortgage rates might fall in October. But first, how else will mortgage shoppers be affected? In past government shutdowns, most mortgages have been available, including those backed by the Federal Housing Administration (FHA loans) and the Department of Veterans Affairs (VA loans). There were delays in some cases. USDA loans, backed by the Department of Agriculture, were unavailable. A Fed rate cut is almost a sure...

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Why Buyers and Sellers Face Very Different Conditions Today

From our friends at the kcm blog There’s a new divide in housing right now. In some states, buyers are gaining ground. In others, sellers still have the upper hand. It all depends on where you live. Curious what’s happening in your state? These 3 maps show how the split is playing out across the country. In each one: Darker Shades of Blue = Buyer friendly Lighter Shades of Blue = Seller strong Inventory Sets the Stage While the number of homes for sale has improved pretty much across the board, how much growth we’ve seen can look dramatically different based on where you live. And that impacts who has the leverage today. This...

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Why Now May Be a Key 2025 Moment To Sell Your House

From our friends at the kcm blog Mortgage rates are finally heading in the right direction – and buyers are starting to jump back in. According to the data, buyer demand picked up considerably once mortgage rates hit a new low for 2025. The Mortgage Bankers Association (MBA) reports that applications for home loans were up 23% compared to the first week of September last year. If you’ve been waiting to sell, or your listing recently expired because the market was slower than you hoped it would be, now’s the time to reconsider your move. Buyer demand is the highest it’s been since July – and you don’t want to miss this window. When Rates Drop, Buyers React Here’s...

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What Mortgage Delinquencies Tell Us About the Future of Foreclosures

From our friends at the kcm blog You may be seeing headlines about how foreclosures are rising. And if that makes you nervous that we’re headed for another crash, here’s what you should know. According to ATTOM, during the housing crash, over nine million people went through some sort of distressed sale (2007-2011). Last year, there were just over 300,000. So, even with the increase lately, we’re talking about numbers that are dramatically lower. But what does the future hold? Is a wave coming? The short answer is, no. Here’s why. Experts in the industry look at mortgage delinquencies (loans that are more than 30 days past due) as an early sign...

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