jennpfeiffer - The Jenn Pfeiffer Team

June 13, 2025

Your House Didn’t Sell. Here’s What To Do Now.

From our friends at the kcm blog When your house doesn’t sell, it doesn’t just feel frustrating – it feels personal. You put time, money, and emotional energy into this move. You told your friends and family it was happening. And now that your listing has expired without a buyer? You’re left feeling stuck, and maybe even a little embarrassed. And here’s what most agents won’t tell you. Over 70% of homeowners who re-list with a different agent sell their house. Re-list with the same agent? That stat drops to only 50%, according to the latest data from REDX. That’s like leaving the fate of your sale to a coin toss. And that’s not...

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June 10, 2025

Buying

Buying Your First Home? FHA Loans Can Help

From our friends at the kcm blog If you’re a first-time homebuyer, you might feel like the odds are stacked against you in today’s market. But there are resources and programs out there that can help – if you know where to look. And one thing that can make homeownership easier to achieve? An FHA home loan. They’re designed to help you overcome some of the biggest financial hurdles in the homebuying process – and that’s why so many first-timers are using them to make their purchase. Whether you’re dreaming of ditching rent, planting roots, or just wanting a place that’s truly yours, an FHA home loan could be the path...

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June 2, 2025

Buying

What Buyers Need To Know About Homeowners Association Fees

From our friends at the kcm blog When buying a home, you’re probably thinking about mortgage rates, home prices, your down payment, and maybe even your closing costs. But you may not be thinking about homeowners association (HOA) fees. While you won’t necessarily have these, you should know it’s a possibility, depending on where you decide to live. A homeowners association is basically an organization that oversees a housing community (including shared spaces) and sets and enforces rules for things like upkeep. Some buyers love the perks that come with an HOA, others may see the fees as an extra expense. The key is knowing what they cover and whether...

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May 30, 2025

Buying

Can You Still Afford to Buy a Home in the Bay Area? Here’s What the Data Says

#LifeInMarinWithJenn | @HomesInMarin If you’ve been wondering whether buying a home in the Bay Area is still within reach, you’re not alone. According to newly released data from the National Association of Realtors (NAR), housing affordability across the San Francisco–Oakland–Berkeley metro is tightening — and while the challenges are real, so are the opportunities. 📊 What the Numbers Tell Us 🏡 Housing Affordability Index (HAI):At just 32.9, the Bay Area’s HAI is well below the national average — meaning fewer households can afford a median-priced home here. 💰 Price-to-Income Ratio:Currently at 12.3, which means homes cost more than 12 times the median household income. (To compare: a balanced market typically hovers...

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May 27, 2025

Buying

More Homes for Sale Isn’t a Warning Sign – It’s Your Buying Opportunity

From our friends at the kcm blog Maybe you’ve heard the number of homes for sale has reached a recent high. And it might make you question if this is the start of another housing market crash. But the reality is, the data proves that’s just not the case. In most areas, more inventory isn’t bad news. It’s actually a sign of the market returning to a more stable, healthy place. What’s Going on With Inventory? Based on the latest data from Realtor.com, inventory just hit its highest point since 2020, shown with the white line in the graph below. But what you need to realize is, at the same time, inventory levels still haven’t...

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May 19, 2025

Buying, Lifestyle, Living, News

Don’t Let Student Loans Hold You Back from Homeownership

From our friends at the KCM Blog Did you know? According to a recent study, 72% of people with student loans think their debt will delay their ability to buy a home. Maybe you’re one of them and you’re wondering: Do you have to wait until you’ve paid off those loans before you can buy your first home? Or is it possible you could still qualify for a home loan even with that debt? Having questions like these is normal, especially when you’re thinking about making such a big purchase. But you should know, you may be putting your homeownership goals on the backburner unnecessarily. Can You Qualify for a Home Loan...

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May 12, 2025

Selling

Why Some Homes Sell Faster Than Others

From our friends at the kcm blog As you think ahead to your own move, you may have noticed some houses sell within days, while others linger. But why is that? As Redfin says: “. . . today’s housing market has been topsy-turvy since the pandemic. Low inventory (though rising) and high prices have created a strange mix: Some homes are flying off the market, while others sit for weeks.” That may leave you wondering what you should expect when you sell. Let’s break it down and give you some actionable tips on how to make sure your house is one that sells quickly. Homes Are Still Selling Faster Than Pre-Pandemic The first thing you...

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May 6, 2025

Buying

The 20% Down Payment Myth, Debunked

From our friends at the kcm blog Saving up to buy a home can feel a little intimidating, especially right now. And for many first-time buyers, the idea that you have to put 20% down can feel like a major roadblock. But that’s actually a common misconception. Here’s the truth. Do You Really Have To Put 20% Down When You Buy a Home? Unless your specific loan type or lender requires it, odds are you won’t have to put 20% down. There are loan options out there designed to help first-time buyers like you get in the door with a much smaller down payment. For example, FHA loans offer down payments as low as 3.5%,...

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April 30, 2025

Buying

Don’t Miss This Prime Spring Window To Sell Your House

From our friends at the kcm blog According to Realtor.com, the best week to list your house this year was April 13–19. And since that week has come and gone, you might be wondering: did I miss my chance? Not at all – and here’s why. That’s just one source’s take, based on their own research. Other organizations run similar studies. And since different places use different methodologies for their research, sometimes the results vary too – and that’s actually good news for you. According to Zillow, the best time to list your house is still ahead. The latest research from Zillow says sellers who list their homes in late May tend to see higher sale prices based...

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April 9, 2025

Buying, Downsize, Selling

Does Your Current Home Fit Your Retirement Plans?

From our friends at the kcm blog Retirement isn’t just a milestone. It’s the beginning of something really special. After years of hard work, it’s finally time to slow down, explore new passions, and live life on your own terms. But with this exciting chapter comes some big choices. And one of the biggest is this: does your current home still make sense for the lifestyle (and budget) you want in this next phase of life? That’s an especially important question right now. Just in the past five years, the cost of living has jumped by 23% according to the Bureau of Labor Statistics (BLS). That’s based on the Consumer Price Index (CPI), which is how...

by Jenn Pfeiffer

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jennpfeiffer Tag

Your House Didn’t Sell. Here’s What To Do Now.

Buying Your First Home? FHA Loans Can Help

What Buyers Need To Know About Homeowners Association Fees

Can You Still Afford to Buy a Home in the Bay Area? Here’s What the Data Says

More Homes for Sale Isn’t a Warning Sign – It’s Your Buying Opportunity

Don’t Let Student Loans Hold You Back from Homeownership

Why Some Homes Sell Faster Than Others

The 20% Down Payment Myth, Debunked

Don’t Miss This Prime Spring Window To Sell Your House

Does Your Current Home Fit Your Retirement Plans?

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