jennpfeiffer - The Jenn Pfeiffer Team

July 1, 2025

Think It’s Better To Wait for a Recession Before You Move? Think Again.

From our friends at the kcm blog Fear of a recession is back in the headlines. And if you’re thinking about buying or selling sometime soon, that may leave you wondering if you should reconsider the timing of your move. A recent survey by John Burns Research and Consulting (JBREC) and Keeping Current Matters (KCM) shows 68% of people are delaying plans to buy or sell due to economic uncertainty. But it may not be for the reason you think. Not everyone is holding off because they’re worried. Some buyers are waiting because they’re hopeful. According to Realtor.com: “In 2025Q1, 3 in 10 (29.8% of) surveyed homebuyers said a recession would make them at least somewhat more likely to purchase a home...

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June 24, 2025

Selling

Why More Sellers Are Choosing To Move, Even with Today’s Rates

From our friends at the kcm blog It’s hard to let go of a 3% mortgage rate. There’s no question about it. It’s the main reason why so many homeowners have delayed their move in recent years. But here’s something to consider. While your low rate might be ideal, it doesn’t make up being too cramped, having a staircase your knees can’t handle anymore, or being 1,000 miles from your family. And those real-life needs are pushing more sellers off the fence despite today’s rates. Data shows the share of homeowners with a mortgage rate below 3% is dropping as more people move. And, as a result, the share of homeowners taking on a mortgage rate above...

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June 17, 2025

Buying, Selling

Is Inventory Getting Back To Normal?

From our friends at the kcm blog After years of it feeling almost impossible to find a home you want to buy, things are changing for the better. Nationally, inventory is growing, and that gives you more options for your move. But here’s what you need to know. That level of growth is going to vary based on where you live. And that’s why you need an agent’s local market expertise. Here’s a quick rundown of the current inventory situation, so you know what’s happening and what to expect. Significant Growth Across the Nation Nationally, the number of homes for sale is rising – and that’s true in all regions of the...

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June 13, 2025

Selling

Your House Didn’t Sell. Here’s What To Do Now.

From our friends at the kcm blog When your house doesn’t sell, it doesn’t just feel frustrating – it feels personal. You put time, money, and emotional energy into this move. You told your friends and family it was happening. And now that your listing has expired without a buyer? You’re left feeling stuck, and maybe even a little embarrassed. And here’s what most agents won’t tell you. Over 70% of homeowners who re-list with a different agent sell their house. Re-list with the same agent? That stat drops to only 50%, according to the latest data from REDX. That’s like leaving the fate of your sale to a coin toss. And that’s not...

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June 10, 2025

Buying

Buying Your First Home? FHA Loans Can Help

From our friends at the kcm blog If you’re a first-time homebuyer, you might feel like the odds are stacked against you in today’s market. But there are resources and programs out there that can help – if you know where to look. And one thing that can make homeownership easier to achieve? An FHA home loan. They’re designed to help you overcome some of the biggest financial hurdles in the homebuying process – and that’s why so many first-timers are using them to make their purchase. Whether you’re dreaming of ditching rent, planting roots, or just wanting a place that’s truly yours, an FHA home loan could be the path...

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June 2, 2025

Buying

What Buyers Need To Know About Homeowners Association Fees

From our friends at the kcm blog When buying a home, you’re probably thinking about mortgage rates, home prices, your down payment, and maybe even your closing costs. But you may not be thinking about homeowners association (HOA) fees. While you won’t necessarily have these, you should know it’s a possibility, depending on where you decide to live. A homeowners association is basically an organization that oversees a housing community (including shared spaces) and sets and enforces rules for things like upkeep. Some buyers love the perks that come with an HOA, others may see the fees as an extra expense. The key is knowing what they cover and whether...

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May 30, 2025

Buying

Can You Still Afford to Buy a Home in the Bay Area? Here’s What the Data Says

#LifeInMarinWithJenn | @HomesInMarin If you’ve been wondering whether buying a home in the Bay Area is still within reach, you’re not alone. According to newly released data from the National Association of Realtors (NAR), housing affordability across the San Francisco–Oakland–Berkeley metro is tightening — and while the challenges are real, so are the opportunities. 📊 What the Numbers Tell Us 🏡 Housing Affordability Index (HAI):At just 32.9, the Bay Area’s HAI is well below the national average — meaning fewer households can afford a median-priced home here. 💰 Price-to-Income Ratio:Currently at 12.3, which means homes cost more than 12 times the median household income. (To compare: a balanced market typically hovers...

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May 27, 2025

Buying

More Homes for Sale Isn’t a Warning Sign – It’s Your Buying Opportunity

From our friends at the kcm blog Maybe you’ve heard the number of homes for sale has reached a recent high. And it might make you question if this is the start of another housing market crash. But the reality is, the data proves that’s just not the case. In most areas, more inventory isn’t bad news. It’s actually a sign of the market returning to a more stable, healthy place. What’s Going on With Inventory? Based on the latest data from Realtor.com, inventory just hit its highest point since 2020, shown with the white line in the graph below. But what you need to realize is, at the same time, inventory levels still haven’t...

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May 19, 2025

Buying, Lifestyle, Living, News

Don’t Let Student Loans Hold You Back from Homeownership

From our friends at the KCM Blog Did you know? According to a recent study, 72% of people with student loans think their debt will delay their ability to buy a home. Maybe you’re one of them and you’re wondering: Do you have to wait until you’ve paid off those loans before you can buy your first home? Or is it possible you could still qualify for a home loan even with that debt? Having questions like these is normal, especially when you’re thinking about making such a big purchase. But you should know, you may be putting your homeownership goals on the backburner unnecessarily. Can You Qualify for a Home Loan...

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May 12, 2025

Selling

Why Some Homes Sell Faster Than Others

From our friends at the kcm blog As you think ahead to your own move, you may have noticed some houses sell within days, while others linger. But why is that? As Redfin says: “. . . today’s housing market has been topsy-turvy since the pandemic. Low inventory (though rising) and high prices have created a strange mix: Some homes are flying off the market, while others sit for weeks.” That may leave you wondering what you should expect when you sell. Let’s break it down and give you some actionable tips on how to make sure your house is one that sells quickly. Homes Are Still Selling Faster Than Pre-Pandemic The first thing you...

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jennpfeiffer Tag

Think It’s Better To Wait for a Recession Before You Move? Think Again.

Why More Sellers Are Choosing To Move, Even with Today’s Rates

Is Inventory Getting Back To Normal?

Your House Didn’t Sell. Here’s What To Do Now.

Buying Your First Home? FHA Loans Can Help

What Buyers Need To Know About Homeowners Association Fees

Can You Still Afford to Buy a Home in the Bay Area? Here’s What the Data Says

More Homes for Sale Isn’t a Warning Sign – It’s Your Buying Opportunity

Don’t Let Student Loans Hold You Back from Homeownership

Why Some Homes Sell Faster Than Others

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