real estate news - The Jenn Pfeiffer Team

October 2, 2025

October Mortgage Outlook: Lower Rates Could Deliver a Treat

By Holden Lewis, NerdWallet|SFGATE Mortgage rates are likely to fall in October, even as the government shutdown will make it hard to see where the economy is going and where it's been. Presented with the humility of someone who doesn't always get these predictions right, here's why mortgage rates might fall in October. But first, how else will mortgage shoppers be affected? In past government shutdowns, most mortgages have been available, including those backed by the Federal Housing Administration (FHA loans) and the Department of Veterans Affairs (VA loans). There were delays in some cases. USDA loans, backed by the Department of Agriculture, were unavailable. A Fed rate cut is almost a sure...

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September 24, 2025

Buying, Selling

Why Buyers and Sellers Face Very Different Conditions Today

From our friends at the kcm blog There’s a new divide in housing right now. In some states, buyers are gaining ground. In others, sellers still have the upper hand. It all depends on where you live. Curious what’s happening in your state? These 3 maps show how the split is playing out across the country. In each one: Darker Shades of Blue = Buyer friendly Lighter Shades of Blue = Seller strong Inventory Sets the Stage While the number of homes for sale has improved pretty much across the board, how much growth we’ve seen can look dramatically different based on where you live. And that impacts who has the leverage today. This...

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September 17, 2025

Selling

Why Now May Be a Key 2025 Moment To Sell Your House

From our friends at the kcm blog Mortgage rates are finally heading in the right direction – and buyers are starting to jump back in. According to the data, buyer demand picked up considerably once mortgage rates hit a new low for 2025. The Mortgage Bankers Association (MBA) reports that applications for home loans were up 23% compared to the first week of September last year. If you’ve been waiting to sell, or your listing recently expired because the market was slower than you hoped it would be, now’s the time to reconsider your move. Buyer demand is the highest it’s been since July – and you don’t want to miss this window. When Rates Drop, Buyers React Here’s...

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August 20, 2025

Buying

15 Essential Questions for Smart House Hunting

From HouseLogic Here’s how to house hunt to focus on what’s most important and avoid buyer’s remorse. Buying a home is one of the biggest and most considered financial decisions you’ll ever make. Some buyers may think they're making a good decision but end up with regret. In fact, 82% of recent homebuyers said they had at least one regret about their purchase, according to a 2024 survey conducted by Clever Real Estate. Attention-grabbing features like updated kitchens and cosmetic touches like fresh paint can distract buyers, says Gabriella DeBartoli, a real estate pro with the DeBartoli Real Estate Group, part of Huntingon and Ellis, in Las Vegas. When they're distracted,...

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August 13, 2025

Buying

Is Buying a House With Cash a Good Idea in Today’s Market?

By Cathie Ericson|Realtor.com In light of today's rising mortgage rates, the thought of saving money on a monthly mortgage payment by paying for a home all in cash might seem like a safe bet. Moreover, home sellers swoon over all-cash offers, since it means there's no doubt that you've got the coin to close the deal. And a happy seller means the house will be yours that much faster. But before you drop every dollar you have on buying a home, you should understand all of the expenses you'll have to cover, even if you plan on financing the house with cold, hard cash. How to buy a home with cash You can use cash from a variety of sources...

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August 7, 2025

Selling

Why Selling Without an Agent Can Cost You More Than You Think

From our friends at the kcm blog Cutting out the agent might seem like a smart way to save when you sell your house. But here’s the hard truth. Last year, homes that sold with an agent went for almost 15% more than those that sold without one. That gap is pretty hard to ignore. And with more homes on the market to compete with right now, selling on your own is a mistake that’s going to cost you. This Isn’t the Market for DIY Selling A few years ago, you might’ve gotten away with a “For Sale By Owner” (FSBO) sign in your yard, navigating the process on your own. That’s because homes were flying off the...

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July 15, 2025

Buying

The Advice First-Time Homebuyers Need To Hear

From our friends at the kcm blog Buying your first home is a big milestone – and the right support is going to make it a whole lot easier. Because while this process might be brand new to you, it’s not new to your agent. They’ve helped plenty of first-time buyers through it. They know what works, what actually matters, and how you can move through the process with a lot less guesswork. Here are a few real-world tips based on that experience of helping other first-time buyers. Tip #1: Get Pre-Approved First Rocket Mortgage says this is one of the most common mistakes first-time buyers make. And it’s easy to see why. Looking at...

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July 9, 2025

Buying

3 Reasons To Buy a Home This Summer

From our friends at the kcm blog Are you thinking about buying a home, but not sure if now’s the right time? A lot of people are waiting and wondering what the market’s going to do next. But here’s something only the savviest buyers realize: This summer might actually be the best time to buy in years. Here are three big reasons why. 1. You Have More Negotiating Power After several years of sellers having all the leverage, things are starting to shift. Check out the graph below. It uses data from Redfin to show that right now, there are more sellers active in the market than buyers: Take a look at what happened back in 2021...

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July 1, 2025

Buying, Selling

Think It’s Better To Wait for a Recession Before You Move? Think Again.

From our friends at the kcm blog Fear of a recession is back in the headlines. And if you’re thinking about buying or selling sometime soon, that may leave you wondering if you should reconsider the timing of your move. A recent survey by John Burns Research and Consulting (JBREC) and Keeping Current Matters (KCM) shows 68% of people are delaying plans to buy or sell due to economic uncertainty. But it may not be for the reason you think. Not everyone is holding off because they’re worried. Some buyers are waiting because they’re hopeful. According to Realtor.com: “In 2025Q1, 3 in 10 (29.8% of) surveyed homebuyers said a recession would make them at least somewhat more likely to purchase a home...

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June 24, 2025

Selling

Why More Sellers Are Choosing To Move, Even with Today’s Rates

From our friends at the kcm blog It’s hard to let go of a 3% mortgage rate. There’s no question about it. It’s the main reason why so many homeowners have delayed their move in recent years. But here’s something to consider. While your low rate might be ideal, it doesn’t make up being too cramped, having a staircase your knees can’t handle anymore, or being 1,000 miles from your family. And those real-life needs are pushing more sellers off the fence despite today’s rates. Data shows the share of homeowners with a mortgage rate below 3% is dropping as more people move. And, as a result, the share of homeowners taking on a mortgage rate above...

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real estate news Tag

October Mortgage Outlook: Lower Rates Could Deliver a Treat

Why Buyers and Sellers Face Very Different Conditions Today

Why Now May Be a Key 2025 Moment To Sell Your House

15 Essential Questions for Smart House Hunting

Is Buying a House With Cash a Good Idea in Today’s Market?

Why Selling Without an Agent Can Cost You More Than You Think

The Advice First-Time Homebuyers Need To Hear

3 Reasons To Buy a Home This Summer

Think It’s Better To Wait for a Recession Before You Move? Think Again.

Why More Sellers Are Choosing To Move, Even with Today’s Rates

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